Direct℠ is a deposit account powered by MetaBank®, N.A., Member FDIC. Digit Visa® Debit card is issued by MetaBank, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. 1. Digit Investing and Retirement accounts are offered through Digit Advisors, LLC, and powered by our brokerage partner DriveWealth, LLC. 2. Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. 3. Your Savings, Spend and Bills accounts are held at MetaBank®, N.A. and are insured based on the rules of FDIC insurance. 4. Availability of this feature depends on when we receive your direct deposit instructions from your employer. 5. A fee may apply at ATMs outside the Allpoint network.